UK Mortgage Visualization

Explore how making regular overpayments could help you pay off your mortgage earlier and save on interest.

Back to UK Mortgage Calculator

Explore Overpayment Options

£0 £100 £500
Loan Amount

£200,000

Interest Rate

3.5%

SVR: 5.75%

Monthly Payment

£1,000.72

For first 5 years

Total Interest

£143,152.32

Overpayment Analysis
Impact of Overpayments
Time Saved

5 years, 4 months

Pay off your mortgage earlier

Interest Saved

£38,245.12

Total interest savings

Overpayment Total

£24,000.00

Additional payments made

Check with your lender about any early repayment charges that may apply. Most UK mortgages allow overpayments of up to 10% of the outstanding balance each year without penalties.

Ready to Save Money on Your Mortgage?

Refinancing at a lower interest rate could save you thousands over the life of your loan. Compare top UK lenders and see how much you could save!